Decision trees for life's big choices
Take the job, move city, buy or rent: lay it out, put your own numbers in, and see which option holds up when you are unsure.
The problem
The pros-and-cons list never adds up
Twelve pros and nine cons tells you nothing about which matter. A tree makes you say how likely each outcome is and how much it is worth to you.
You already know what you want, and you are not sure it is right
Put your gut's numbers in. If the recommendation matches, good. If it flips at a probability close to yours, that is the thing to find out before deciding.
Regret
The switch point tells you how sure you would have to be. A decision made with that number in view is one you can stand behind if it goes badly.
Relocate for the job?
The offer is good but it means moving. You can take it and move, ask to start remote and see, or stay. The payoffs are your own scale for how the next three years go, career and life together; the costs are the move and the goodwill spent asking.
Switch point. If the chance of Settle in well under Take it and move falls below 56.2% (it is 60% now), Ask to start remote wins instead.
Risk profile. Under the recommended policy the chance of ending up with a loss is 0%; the worst case is 13,000 and the best is 78,000.
The recommendation is a narrow one, and the switch point says why: the answer depends on how sure you are that you would settle in. That is a question you can actually work on, with a visit and a few conversations, before you sign.
The outline behind this example
# Analytical: relocate for the job offer?
Relocate for the job?
Take it and move (cost 12000) # moving, deposits, two flights home
Settle in well (p 0.6): 90000
Do not settle (p 0.4): 25000
Ask to start remote (cost 2000) # a slower start, some goodwill spent
They agree (p 0.5): 60000
They insist on the move (p 0.5)
Move after all (cost 12000): 55000
Decline the offer: 30000
Stay where you are: 30000What you get
Your numbers, your scale
Payoffs can be money, or points out of 100 for how life goes. The maths is the same.
The recommendation and the margin
Which option is best on average and by how much, so you know if it is a clear call.
The switch point
How sure you would need to be for the answer to change. Regret-proofing in one number.
Risk on the page
The chance of the bad outcome under each option, not hidden in an average.
Flow trees for the messy questions
Some decisions are questions, not gambles. Walk mode handles those too.
Private by default
Trees are private unless you publish them. Five private trees free.
How people use it
- 01
Job offer
Take it or stay, with the chance the new role works out and what each outcome is worth to you. See the switch point before you negotiate.
- 02
Move city
Move now, try it remote first, or stay. Put a cost on the move and a probability on settling in; the tree does the rest.
- 03
Buy or rent
Buy, rent another year, or rent and invest the deposit, with your own view on prices and rates. Sweep the price growth and watch where the answer flips.
Templates for this work
- Accept a job offer
Take the new job or stay? Put your numbers on the outcomes and see the expected value of each choice and how sure you need to be.
- Should I quit my job?
A step-by-step flow for the quit-or-stay question: manager, work, burnout or a better offer, each leading to a concrete next move.
- Launch a product
Launch nationally, pilot first, or hold? A decision tree with the expected value of each option, the recommended choice and the demand level where the answer flips.
All templates · How to make a decision tree · Expected value and decision trees
Questions
- What if I do not know the probabilities?
- Guess, then sweep. The switch point tells you whether the guess matters: if the answer only flips at 20% and you think it is 60%, you are done.
- Do the payoffs have to be money?
- No. Use any scale that is consistent within one tree, such as points out of 100 for how the next three years go. Expected value works the same way.
- Can I keep it private?
- Yes. Trees are private unless you make them public, and you do not need an account at all if you are happy to keep the link.
Start with the example, or your own decision.
The editor is free and needs no account. Describe the decision in a sentence and the AI builder drafts the tree.